Privacy policy

Who we are

Margin is run by Keith Craft Leadership Consulting, LLC, 8500 Teel Pkwy, Frisco, TX 75034 (“Keith Craft”, “we”). For any question or request about your information, email info@keithcraft.com. This policy covers this app only; keithcraft.com has its own.

What we collect

• Your email, to sign you in and save your plan.
• Your plan: your income and what you set for tithe, giving, saving and living, your debt balance and emergency fund, and your tithe goal.
• Your months: what came in and went out each month.
• Statement transactions, if you import a bank or card file: the date, description, amount and category of each one, and the rules you set for sorting them. The file is read in your browser; only the transactions are kept, never the file.

Until you sign in, all of this stays in your browser on this device. When you sign in, it is saved to your account so it follows you to any device.

We don’t use tracking or advertising cookies, analytics, or social media pixels.

How we use it

• To build your plan, track your months and show you your report.
• To send the one email that confirms it’s you. It comes from Supabase, the sign-in service we use.

Who can see it

• Only you. Your plan, months and transactions are locked to your sign-in, and the app shows them to no one else. Nobody on the Keith Craft team looks at them.
• The services that run the app for us: Supabase (our database and sign-in emails, on servers in the United States) and Namecheap (which hosts the site). They handle your information only to provide that service. The people who maintain the database can technically reach stored data; we do so only to fix a problem or when you ask us to.

We never sell your information or use it for advertising. We would share it beyond this only if the law requires it.

How long we keep it

We keep your plan, months and transactions until you delete them or ask us to. If we ever stop offering Margin, we delete what it collected.

Your choices

Wherever you live, you can ask to see your information, get a copy, correct it or delete it. Email info@keithcraft.com and we’ll answer within 30 days. Or do it yourself here:

Security

Everything travels over an encrypted connection, and the database only lets you read your own plan and months. No system is perfect, so if you’d rather your transactions never leave this device, use Margin without signing in.

Not financial advice

Margin puts Keith Craft’s Financial Philosophy into numbers. It isn’t financial, tax or legal advice.

Children

Margin is for adults. It isn’t meant for children under 13, and if we learn we have a child’s information we delete it.

Changes

If we change this policy we’ll update the date at the top. If a change affects how your information is used, we’ll tell you before it applies.